FAQs
- Appraisal Requirements
- Transferred Appraisals
- Determining Collateral Value
- Debt Paid by Others
- Litigation
- Student Loans
- Revolving Debt
- Installment Debt
- Alimony/Child Support Payments
- Income Verification for Self-Employed Borrowers
- Prequalification (PQ)
- Income Verification for Salaried/W2 Borrowers
- Collections/Charge Offs
- Judgments/Tax Liens
- Significant Derogatory Events
- Consumer Payment History
- Housing Payment History
- Credit Rescores
- Credit Scores Used for Underwriting
- Tradeline Requirements
- Age of Credit Report
- Ineligible First Liens
- High-Cost Loans
- Power of Attorney
- Maximum Exposure
- Texas Home Equity
- Identity Verification
- Non-Occupant Co-Borrowers
- Eligible and Ineligible Borrowers
- Geographic Eligibility